How these terms apply in Indonesia
These Terms & Conditions control how you open, use, and close an account, and they also cover the records attached to DANA, OVO, GoPay, and QRIS activity. If a local rule conflicts with a page message, the local rule wins, and we keep access open only
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where local law permits. We may ask for an email check, device confirmation, or payment proof before we accept a request tied to your account. That helps us match the right person to the right record. If you disagree with a clause, stop at that point
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and contact support before you continue. The same rule set applies on desktop and mobile, including Android and iPhone browsers.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.